Your Dream Home,
Our Dream Team
Scott Taylor
Branch Manager
Loan Originator
NMLS#: 1083832

Your Home Loan Partner
I’ve been helping homeowners navigate the real estate and mortgage world since 2013, and I love what I do. As a member of the Little Rock Realtors Association and SCARA, I stay plugged into the industry so I can offer the best advice and solutions to my clients.
When I’m not working, you’ll probably find me enjoying my hobbies on the pickleball or tennis court, at the gym, or spending time with my family and kids. And just like I believe every home loan should be a perfect fit, I like to keep my car looking spotless too—because details matter! My family and I are local to Little Rock but I am available to assist you anywhere in Arkansas or Texas! I’m passionate about helping people in my community reach their homeownership goals. If you’re ready to further your homeownership journey and meet your goals, lets connect!








About Mortgage Financial Services
At Mortgage Financial Services, we make it our mission to provide the best mortgage services available to our clients. Our experienced team of loan officers are committed to finding the right loan program for each customer. We understand that everyone has different financial circumstances and goals, and we strive to help our customers get the most out of their home purchase or refinance.
We offer a wide variety of mortgage solutions, including:
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Jumbo loans
- Refinancing options
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Jumbo loans
- Refinancing options
Why Choose Mortgage Financial Services?
Local Expertise
With our deep knowledge and understanding of the Memphis housing market, we can offer you insights and guidance specific to your local area. Our team of experienced professionals is well-versed in the intricacies of the Memphis real estate market, ensuring that you receive the most relevant and up-to-date information.
Wide Range of Mortgage Options
Whether you are a first-time homebuyer, looking to refinance, or seeking a jumbo loan, we have a wide range of mortgage options to suit your needs. Our team will work closely with you to explore different loan programs and find the best solution that fits your financial goals.
Competitive Rates
We understand that the interest rate plays a crucial role in your mortgage decision. As a trusted mortgage company in Memphis, TN, we strive to offer competitive rates that help you save money over the life of your loan. Our team will diligently search for the best rates available in the market and present you with options that fit your budget.
Personalized Service
At Mortgage Financial Services, we believe in building strong relationships with our clients. We take the time to understand your unique circumstances and financial goals, allowing us to provide personalized solutions tailored to your needs. Our dedicated team will guide you through every step of the mortgage process, ensuring a smooth and stress-free experience.
Quick and Efficient Process
Contact Mortgage Financial Services Today!
If you are looking for a reliable and trusted mortgage company in Memphis, TN, look no further than Mortgage Financial Services. Our team of experts is ready to assist you in achieving your homeownership dreams. Contact us today to schedule a consultation and take the first step towards finding the perfect mortgage solution for you.
Mortgage FAQs
To qualify for a mortgage, lenders typically look at factors such as your credit score, income, employment history, and debt-to-income ratio. They want to ensure that you have the financial means to repay the loan.
A fixed-rate mortgage has an interest rate that remains the same throughout the life of the loan, providing stable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change over time, usually after an initial fixed-rate period. This means that your monthly payments could increase or decrease depending on market conditions.
The amount you need for a down payment can vary depending on the lender and the type of mortgage. Generally, a down payment of 20% of the purchase price is recommended to avoid private mortgage insurance (PMI). However, there are options available for lower down payments, such as FHA loans that require as little as 3.5% down. VA loans as well as USDA loans require no down payments. MFS also has down payment assistance (DPA) programs available upon eligibility.
Private mortgage insurance (PMI) is a type of insurance that protects the lender in case the borrower defaults on the loan. It is typically required for borrowers who make a down payment of less than 20%. PMI is an additional cost that is added to your monthly mortgage payment.
A pre-approval is a process where a lender evaluates your financial information and credit history to determine how much they are willing to lend you. It gives you a better idea of your budget when shopping for a home and can make you a more attractive buyer to sellers.
The timeline for getting a mortgage can vary depending on factors such as the lender, your financial situation, and the complexity of the loan. On average, it can take anywhere from 30 to 45 days from application to closing. However, it’s important to start the process early and be prepared for potential delays.
A mortgage escrow account is an account set up by the lender to hold funds for property taxes and homeowners insurance. Each month, a portion of your mortgage payment goes into the escrow account, and when these bills are due, the lender pays them on your behalf.
Proudly serving Little Rock, AK and TX
I’m here to answer any questions you might have about our products and services. Feel free to contact me using any of the following methods:
Business Hours:
Monday – Friday: 9AM – 5PM
Saturday-Sunday: Closed

Scott Taylor
NMLS#: 1083832
p. (501) 529-9061
Get In Touch
Client Reviews
J
John
Maumelle, AR
Posted On: 2025-04-25
Rating: 5.0
for: Scott Taylor
Review: Scott and Tonya both really cared about getting us approved for our first home loan. They spent hours with us talking us through things and holding our hands. They really make you feel like family!
Reply: I'm thrilled to hear that you felt well-supported throughout your first home loan process. Tonya and I are committed to making our clients feel like family, and it was a pleasure assisting you. Thank you for your kind words.
K
Keely
Little Rock, AR
Posted On: 2025-04-14
Rating: 5.0
for: Scott Taylor
Review: This was my first time buying a home so I had no idea where to even start. Scott was communicative, knowledgeable, and always quick to respond to any questions I had. I felt supported and well-informed at every step, which made a typically stressful process feel easy.
Reply: I'm thrilled to hear that your first home-buying experience was smooth and that I could provide the support and information you needed. It was a pleasure assisting you, and I appreciate your trust in Mortgage Financial Services. If you have any future questions or need further assistance, please feel free to reach out.
J
James T.
Scott, AR
Posted On: 2025-04-14
Rating: 5.0
for: Scott Taylor
Review: Scott and his team went above and beyond to make this easy from the start.. He was very up front so there were no surprises along the way. Highly recommended!
Reply: I'm thrilled to hear that the process was smooth and transparent for you, James. It was a pleasure working with you, and your recommendation means a lot to us. Thank you for choosing Mortgage Financial Services!
I
Ivan
Paris, AR
Posted On: 2025-04-13
Rating: 5.0
for: Scott Taylor
Review: Scott and Tonya did an excellent job working with us to make our real estate acquisition efficient. I value their work ethic and will work with them again. Thank you.
Reply: I'm thrilled to hear that your real estate acquisition process was efficient. It was a pleasure working with you alongside Tonya, and I greatly appreciate your kind words. I look forward to the opportunity to assist you again in the future.
K
Keelee
Springdale, AR
Posted On: 2025-04-11
Rating: 5.0
for: Scott Taylor
Review: Prompt communication , transparency, friendly service!
Reply: I'm thrilled to hear that you appreciated the prompt communication, transparency, and friendly service. It was a pleasure assisting you, and thank you for the positive feedback!